Current Mortgage Rates

Current Mortgage Rates

Current mortgage rates are averaging between 3.75% and 4.25% depending on your, credit, down payment and a number of other factors.

If you borrowed $200,000 at 4% and paid it back over 30 years, your monthly principle and interest payment would be $954.83 per month. Yes, that is all, $954.83 per month! Remember that does not include property taxes, hazard insurance, HOA, CDD etc. Mortgage rates are still at an historical low. Personally I am surprised they have stayed this low for this long. I do expect at some point over the next few years to start seeing mortgage rates rise to around 6%. No one is sure when there rates will start to rise but everyone agrees that they will rise.

If you are thinking of buying there may not be a better time than now.

As a professional Fishhawk Ranch Realtor I can save you time, money and frustration when buying a FishHawk home for sale or any other areas in the Tampa Bay. I’ve been involved in the real estate industry as an investor or a Realtor for over 30 years and have a wealth of real estate knowledge, experience and information that you can benefit from. This includes the communities, home values, new homes builders, quality of construction and the areas that you should buy and sometimes not buy in. As always my services are FREE to you as a home buyer. Please give me a call, email or text me if you are looking at buying or selling a home. I look forward to hearing from you soon!

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About the author

Jeff Gould Realtor, FishHawk Realtor, Jeff Gould, FishHawk Real Estate ExpertThe above new construction article “Current Mortgage Rates” was written by Jeff Gould.

Jeff is a top selling, nationally recognized Florida REALTOR®. You will find him selling homes in the Tampa Bay, Florida area. That area includes FishHawk, FishHawk Ranch, Lithia, Riverview, Valrico, Apollo Beach, Brandon and Tampa.

If you are looking to sell or buy a Tampa Bay area home, Jeff is your local and trusted professional. He can be reached via phone/text at (813) 421-3007 or by email at

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